Smartcoin

SmartCoin is a digital consumer lending startup focused on providing small ticket loans to the millions of mobile users of India using alternative credit assessment aided by data science and machine learning. SmartCoin provides personal loans to self-employed and salaried individuals who are excluded from the formal financial system. Through their digital lending platform, borrowers have simplified access to formal credit at fair and transparent prices. Borrowing from SmartCoin enables its customers to build their credit scores to eventually be able to borrow from formal financial institutions who are currently unable to underwrite them.